Wealth creation and regular income are essential for financial stability and long-term security. Wealth creation allows individuals to build assets, grow savings and achieve financial independence, enabling them to meet future goals such as education, retirement and emergencies. Regular income provides a steady cash flow to cover daily expenses, maintain a comfortable lifestyle and invest in opportunities for growth. Together, they ensure financial freedom, reduce stress and enhance overall well-being.
Best Mutual Funds for Wealth Creation, Retirement Plan and MIS(Regular/Monthly Income)
1. ICICI Prudential Retirement Fund Pure Equity Plan
Lumpsum Return (Rs. 10,000/- invested as on date mentioned)
Period Invested for |
₹10000 Invested on |
Latest Value |
Absolute Returns |
Annualized Returns |
Category Avg |
Rank within Category |
1 Year |
03-July-23 |
15586.90 |
55.87% |
55.31% |
24.64% |
1/31 |
2 Year |
01-July-22 |
18851.70 |
88.52% |
37.81% |
91.80% |
1/30 |
3 Year |
02-July-21 |
22248.70 |
122.49% |
30.52% |
12.29% |
1/30 |
5 Year |
02-July-19 |
27951.40 |
179.51% |
22.80% |
12.29% |
2/23 |
Since Inception |
27-Feb-19 |
29880.00 |
198.80% |
22.71% |
13.24% |
3/32 |
SIP Return (SIP of Rs. 1000/pm started since date mentioned)
Period Invested for |
₹1000 SIP Started on |
Investment |
Latest Value |
Absolute Returns |
Annualized Return |
1 Year |
03-July-23 |
12000 |
15369.12 |
28.08% |
55.73% |
2 Year |
01-July-22 |
24000 |
36102.08 |
50.43% |
44.82% |
3 Year |
02-July-21 |
36000 |
58368.87 |
62.14% |
34.03% |
5 Year |
02-July-19 |
60000 |
128698.98 |
114.5% |
31.09% |
2. HDFC Retirement Savings Fund Equity Plan
Lumpsum Return (Rs. 10,000/- invested as on date mentioned)
Period Invested for |
₹10000 Invested on |
Latest Value |
Absolute Returns |
Annualized Returns |
Category Avg |
Rank within Category |
1 Year |
03-July-23 |
13820.70 |
38.21% |
38.09% |
24.98% |
6/31 |
2 Year |
01-July-22 |
18221.50 |
82.21% |
34.82% |
20.01% |
3/30 |
3 Year |
02-July-21 |
18745.90 |
87.46% |
23.25% |
13.07% |
2/30 |
5 Year |
03-July-19 |
28548.00 |
185.48% |
23.31% |
12.35% |
1/23 |
Since Inception |
26-Feb-16 |
49330.70 |
393.31% |
13.34% |
13.34% |
1/32 |
SIP Return (SIP of Rs. 1000/pm started since date mentioned)
Period Invested for |
₹1000 SIP Started on |
Investment |
Latest Value |
Absolute Returns |
Annualized Return |
1 Year |
03-July-23 |
12000 |
14595.77 |
21.63% |
42.30% |
2 Year |
01-July-22 |
24000 |
33699.67 |
40.42% |
36.43% |
3 Year |
02-July-21 |
36000 |
54546.42 |
51.52% |
28.92% |
5 Year |
03-July-16 |
60000 |
122570.46 |
104.28% |
29.02% |
3. ICICI Prudential Retirement Fund Hybrid Aggressive Plan
Lumpsum Return (Rs. 10,000/- invested as on date mentioned)
Period Invested for |
₹10000 Invested on |
Latest Value |
Absolute Returns |
Annualized Returns |
Category Avg |
Rank within Category |
1 Year |
03-July-23 |
14854.70 |
48.55% |
48.39% |
24.64% |
2/31 |
2 Year |
01-July-22 |
17705.60 |
77.06% |
32.91% |
91.80% |
4/30 |
3 Year |
02-July-21 |
18299.80 |
83.00% |
22.27% |
12.29% |
3/30 |
5 Year |
03-July-19 |
23129.10 |
131.29% |
18.24% |
12.29% |
3/23 |
Since Inception |
19-July-19 |
23129.10 |
145.40% |
13.34% |
13.24% |
7/32 |
SIP Return (SIP of Rs. 1000/pm started since date mentioned)
Period Invested for |
₹1000 SIP Started on |
Investment |
Latest Value |
Absolute Returns |
Annualized Return |
1 Year |
03-July-23 |
12000 |
15124.36 |
26.04% |
51.43% |
2 Year |
01-July-22 |
24000 |
34719.28 |
44.66% |
40.02% |
3 Year |
02-July-21 |
36000 |
54880.35 |
52.45% |
29.37% |
5 Year |
03-July-19 |
60000 |
110517.10 |
84.20% |
24.68% |
4. SBI Retirement Benefit Fund Aggressive Hybrid plan
Lumpsum Return (Rs. 10,000/- invested as on date mentioned)
Period Invested for |
₹10000 Invested on |
Latest Value |
Absolute Returns |
Annualized Returns |
Category Avg |
Rank within Category |
1 Year |
03-July-23 |
12889.40 |
28.89% |
28.80% |
24.98% |
13/31 |
2 Year |
01-July-22 |
15845.00 |
58.45% |
25.76% |
20.01% |
9/30 |
3 Year |
02-July-21 |
16871.60 |
68.72% |
19.01% |
13.07% |
6/30 |
Since Inception |
10-Feb-21 |
18845.70 |
88.46% |
20.52% |
13.34% |
6/32 |
SIP Return (SIP of Rs. 1000/pm started since date mentioned)
Period Invested for |
₹1000 SIP Started on |
Investment |
Latest Value |
Absolute Returns |
Annualized Return |
1 Year |
03-July-23 |
12000 |
14203.03 |
18.36% |
35.63% |
2 Year |
01-July-22 |
24000 |
31270.31 |
30.29% |
27.71% |
3 Year |
02-July-21 |
36000 |
49825.70 |
38.40% |
22.27% |
5. Nippon India Retirement Fund - Wealth Creation Scheme
Lumpsum Return (Rs. 10,000/- invested as on date mentioned)
Period Invested for |
₹10000 Invested on |
Latest Value |
Absolute Returns |
Annualized Returns |
Category Avg |
Rank within Category |
1 Year |
03-July-23 |
14561.30 |
45.61% |
45.61% |
24.98% |
3/31 |
2 Year |
01-July-22 |
18378.30 |
83.78% |
83.78% |
20.01% |
2/30 |
3 Year |
02-July-21 |
18157.30 |
81.57% |
81.57% |
13.07% |
4/30 |
5 Year |
02-July-19 |
20857.40 |
108.57% |
108.57% |
12.35% |
7/23 |
Since Inception |
11-Feb-15 |
28706.40 |
187.06% |
11.88% |
13.34% |
17/32 |
SIP Return (SIP of Rs. 1000/pm started since date mentioned)
Period Invested for |
₹1000 SIP Started on |
Investment |
Latest Value |
Absolute Returns |
Annualized Return |
1 Year |
03-July-23 |
12000 |
15043.90 |
25.37% |
50.03% |
2 Year |
01 July-22 |
24000 |
34528.33 |
43.87% |
39.35% |
3 Year |
02 July-21 |
36000 |
54511.51 |
51.42% |
28.87% |
5 Year |
03 July-19 |
60000 |
111207.17 |
85.35% |
24.94% |
6. Tata Retirement Saving Fund - Progressive Plan
Lumpsum Return (Rs. 10,000/- invested as on date mentioned)
Period Invested for |
₹10000 Invested on |
Latest Value |
Absolute Returns |
Annualized Returns |
Category Avg |
Rank within Category |
1 Year |
03-July-23 |
14026.10 |
40.26% |
40.13% |
24.98% |
4/31 |
2 Year |
01 July-22 |
16921.80 |
69.22% |
29.94% |
20.01% |
6/30 |
3 Year |
02 July-21 |
16082.70 |
60.83% |
17.13% |
13.07% |
7/30 |
5 Year |
02 July-19 |
21542.40 |
155.42% |
16.57% |
12.35% |
5/23 |
10 Year |
27 Feb-19 |
41143.10 |
311.43% |
15.18% |
11.11% |
1/10 |
Since Inception |
01-Nov-11 |
64269.60 |
542% |
15.80% |
13.34% |
9/32 |
SIP Return (SIP of Rs. 1000/pm started since date mentioned)
Period Invested for |
₹1000 SIP Started on |
Investment |
Latest Value |
Absolute Returns |
Annualized Return |
1 Year |
03-July-23 |
12000 |
14784.41 |
23.20% |
45.54% |
2 Year |
01 July-22 |
24000 |
33244.08 |
38.52% |
34.81% |
3 Year |
02 July-21 |
36000 |
51549.83 |
43.19% |
24.75% |
5 Year |
02 July-19 |
60000 |
101526.98 |
69.21% |
21.16% |
10 Year |
03-July-14 |
120000 |
276553.88 |
130.46% |
15.93% |